EPF Pension Calculator India Guide

Estimate EPS monthly pension and EPF corpus at retirement. Free EPFO planning calculator — verify on epfindia.gov.in passbook.

23 August 20267 min read

Planning retirement? Understand your likely EPS pension and EPF corpus with Pitara's simplified EPF pension calculator India. Enter age, basic salary, service years and optional current balance — get indicative monthly pension at 58 and rough corpus projection.

EPS vs EPF

  • EPF — employee + employer contributions build retirement corpus
  • EPS — pension scheme with pensionable salary cap (₹15,000) and service limits
  • Official figures are on EPFO passbook — this tool is for planning only

Use the calculator

  1. Open EPF Pension Calculator.
  2. Enter current age, retirement age and monthly basic.
  3. Add years of service and optional EPF balance.
  4. Review pension estimate and projected corpus.

Pair with Gratuity Calculator, Compound Interest Calculator, and Tax Regime Comparator.

Frequently Asked Questions

How is EPS pension estimated?

Simplified formula with ₹15,000 pensionable salary cap and max 35 years service.

Is EPF corpus exact?

No — projection uses approximate growth; check EPFO passbook for actual balance.

When does pension start?

Typically at age 58 with eligible EPS service — EPFO rules apply.

Is data uploaded?

All calculations are client-side in your browser.

Try it free

Use our EPF Pension Calculator tool — runs in your browser, no upload required.

Open EPF Pension Calculator

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