Old Vs New Tax Regime Calculator India 2025-26

Old vs New Tax Regime Comparator

Compare income tax under old vs new regime for FY 2025-26 — slabs, deductions and which regime saves more.

Your data never leaves your browser — all processing happens locally on your device.

Estimates only — FY 2025-26 slabs. Verify with CA before choosing old vs new regime for ITR filing.

About this tool

The Old vs New Tax Regime Comparator helps Indian salaried taxpayers decide which income tax regime is better for FY 2025-26. Enter gross income, Section 80C, 80D, HRA, home loan interest and other deductions — see side-by-side tax payable under old regime (with deductions) vs new default regime (with ₹75,000 standard deduction). Slab rates are stored in an updateable data file for easy annual maintenance. Free browser calculator with no upload. Estimates only — verify with your CA before selecting regime in ITR.

How to use the Old vs New Tax Regime Comparator

  1. 1

    Enter gross income

    Add annual salary before tax.

  2. 2

    Add deductions

    Fill 80C, 80D, HRA and home loan interest for old regime comparison.

  3. 3

    Compare tax payable

    See which regime saves more for your profile.

Frequently Asked Questions

Which regime is default now?

New tax regime is the default for FY 2024-25 onwards unless you opt for old regime.

Does it include 4% cess?

Yes — health and education cess is included in the tax output.

Can I claim 80C in new regime?

Most Chapter VI-A deductions apply only in old regime — this tool reflects that.

Is this for ITR filing?

Use for planning only. File ITR on the official portal or consult a CA.