Home Loan Prepayment Calculator Interest Saved

Loan Prepayment Calculator

Home loan prepayment savings — outstanding, EMI, prepay amount → interest saved and tenure reduced.

Your data never leaves your browser — all processing happens locally on your device.

Simple prepayment interest saving estimate — assumes same tenure after prepayment. Banks may reduce EMI or tenure; check your home loan sanction letter.

About this tool

Estimate interest savings from partial prepayment on home or personal loans in India. Enter outstanding balance, interest rate, remaining tenure and prepayment amount — see reduced interest and approximate tenure cut. Check lender prepayment charges separately.

How to use the Loan Prepayment Calculator

  1. 1

    Enter loan details

    Outstanding, rate and months left.

  2. 2

    Prepayment amount

    Lump sum you plan to pay.

  3. 3

    See savings

    Interest saved estimate.

Frequently Asked Questions

Prepayment charges?

Floating rate home loans often have no charge; fixed rate may — check your bank.

Reduce EMI or tenure?

Most borrowers choose tenure reduction — calculator shows interest saved.

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