Finance & Money — Free Online Tools

Loan EMI, GST, interest, tax and currency tools for smarter money.

17 free tools — all running privately in your browser

EMI Calculator

Calculate your monthly loan EMI with a full amortization breakdown of principal and interest.

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GST Calculator

Add or remove GST from any amount using Indian tax rates (5%, 12%, 18%, 28%) instantly.

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Discount Calculator

Calculate the final sale price and your total savings from any percentage discount.

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Tip Calculator

Calculate tips and split the bill fairly across any group size in seconds.

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Compound Interest Calculator

See how your savings or investments grow over time with compound interest.

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Currency Converter

Convert between INR, USD, EUR, GBP, CNY and more using live exchange rates.

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Old vs New Tax Regime Comparator

Compare income tax under old vs new regime for FY 2025-26 — slabs, deductions and which regime saves more.

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Home Loan Eligibility Calculator

Estimate max home loan eligibility using FOIR — monthly income, existing EMIs, tenure and interest rate.

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Gratuity Calculator

Calculate gratuity under Payment of Gratuity Act — (15 × salary × years) ÷ 26 with ₹20 lakh cap.

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EPF Pension Calculator

Estimate EPS monthly pension and EPF retirement corpus — simplified EPFO formula, browser-only.

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TDS Calculator

Calculate TDS on payments by section — 194C, 194J, 194H, 194I and more. India FY 2025-26 rates.

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HRA Exemption Calculator

Calculate HRA tax exemption under Section 10(13A) — metro vs non-metro, rent and salary inputs.

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Depreciation Calculator

WDV depreciation calculator — Schedule II blocks, opening WDV, additions, closing WDV for IT return.

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Income Tax Calculator

Estimate income tax for FY 2025-26 — old vs new regime slabs, standard deduction, cess included.

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SIP Calculator

Mutual fund SIP returns calculator — monthly investment, years, expected return → maturity corpus.

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PPF & FD Calculator

PPF or fixed deposit maturity calculator — lump sum, annual rate, tenure → maturity amount.

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Loan Prepayment Calculator

Home loan prepayment savings — outstanding, EMI, prepay amount → interest saved and tenure reduced.

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