Finance & Tax Tools — EMI, Loans & Tax Planning

Free finance and tax calculators for individuals and families in India. EMI, SIP, PPF/FD, loan prepayment, tax regime comparison, income tax and everyday calculators.

Personal finance decisions ke liye — loan EMI planning, home eligibility check, tax regime choice aur everyday calculations. Sab free, private, browser-based.

11 free tools — all running privately in your browser

Personal finance tips

  • Home loan lete waqt EMI aur total interest pehle calculate karo
  • Monthly SIP se maturity corpus estimate karo
  • PPF ya FD lump sum maturity amount check karo
  • July-September mein old vs new tax regime compare karo

Finance & Tax tools

Free

EMI Calculator

Calculate your monthly loan EMI with a full amortization breakdown of principal and interest.

Use case: Home, car ya personal loan EMI aur interest breakup

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Free

Home Loan Eligibility Calculator

Estimate max home loan eligibility using FOIR — monthly income, existing EMIs, tenure and interest rate.

Use case: Salary aur FOIR se max home loan amount

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Free

SIP Calculator

Mutual fund SIP returns calculator — monthly investment, years, expected return → maturity corpus.

Use case: Monthly SIP, tenure, return % → maturity corpus

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Free

PPF & FD Calculator

PPF or fixed deposit maturity calculator — lump sum, annual rate, tenure → maturity amount.

Use case: PPP ya FD lump sum maturity amount estimate

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Free

Loan Prepayment Calculator

Home loan prepayment savings — outstanding, EMI, prepay amount → interest saved and tenure reduced.

Use case: Home loan prepay se interest saved aur tenure cut

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Free

Compound Interest Calculator

See how your savings or investments grow over time with compound interest.

Use case: FD, RD aur investment growth projection

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Free

Old vs New Tax Regime Comparator

Compare income tax under old vs new regime for FY 2025-26 — slabs, deductions and which regime saves more.

Use case: FY 2025-26 ke liye regime selection helper

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Free

Income Tax Calculator

Estimate income tax for FY 2025-26 — old vs new regime slabs, standard deduction, cess included.

Use case: Individual tax estimate — old vs new regime

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Free

Discount Calculator

Calculate the final sale price and your total savings from any percentage discount.

Use case: Sale price, MRP discount aur final amount

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Free

Tip Calculator

Calculate tips and split the bill fairly across any group size in seconds.

Use case: Restaurant bill split aur tip percentage

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Free

GST Calculator

Add or remove GST from any amount using Indian tax rates (5%, 12%, 18%, 28%) instantly.

Use case: GST add/remove — invoice aur expense calculation

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Frequently Asked Questions

Which tax regime should I choose?

Use the old vs new tax regime comparator with your actual income, deductions (80C, HRA, home loan interest) and exemptions. Results vary by individual situation.

Is the home loan eligibility calculator bank-accurate?

It uses standard FOIR (Fixed Obligation to Income Ratio) norms. Actual eligibility depends on the lender's policy, credit score and property valuation.

Are EMI calculations based on reducing balance?

Yes. The EMI calculator uses the standard reducing balance method used by most Indian banks and NBFCs.